AI Provider Indemnity Comparator
Anthropic vs OpenAI vs Google — who covers what?
| Provider · Tier | Copyright | Output IP | Cap | Excludes |
|---|---|---|---|---|
| Anthropic (commercial) Standard | ✓ Defended | ✓ Output IP | Fees paid in 12mo | Misuse · jailbreak · violations of policy |
| OpenAI (Enterprise) Enterprise | ✓ Copyright Shield | ✓ Output IP (ChatGPT Ent + API) | Per Customer Agreement | Output reproduced verbatim · disabling safety |
| Microsoft Azure OpenAI Commercial | ✓ Copilot Copyright Commitment | ✓ Output IP | Per MSA | Bypassing content filters |
| Google Vertex AI Standard | ✓ Generated Output IP indemnity | ✓ Training Data + Output | Per Google Cloud terms | Disabling filtering · custom-trained |
| Meta Llama (self-host) License only | ✗ No indemnity | ✗ Self-served | — | — |
| OpenAI ChatGPT (free) Consumer | ✗ No indemnity | ✗ | — | — |
⚠️ This is not legal advice. Policies change. Verify current terms before relying on indemnity for high-risk deployments. Updated 2026-04.
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Learn more — how it works, FAQ & guide
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AI Provider Indemnity Comparator
Side-by-side comparison of copyright and output indemnity policies from Anthropic, OpenAI, Microsoft Azure, Google Vertex, and self-hosted alternatives. Check the table above to see what each tier covers and where the carve-outs hide.
How to use this tool
- 1
Pick scenario
Copyright claim, output liability, etc.
- 2
Compare providers
Side-by-side coverage details.
- 3
Note exclusions
Most indemnity has carve-outs — read fine print.
Frequently Asked Questions
What is AI indemnity?
A contractual promise from the LLM provider to defend you if you get sued because of AI output (e.g., copyright). Different providers offer dramatically different coverage and exclusions.
Is this legal advice?
No. Policies change. Always read the current Customer Agreement and consult counsel before relying on indemnity for high-risk deployments.
Why does enterprise tier matter?
Most providers offer indemnity only on paid commercial tiers (not free trials, not consumer ChatGPT). Enterprise tiers typically include broader coverage.
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