Buy vs Lease Calculator
Cars / equipment / property — break-even
📚 Learn more — how it works, FAQ & guide Click to expand
Learn more — how it works, FAQ & guide
Click to expand
Buy vs lease decision tool
How to use this tool
- 1
Enter buy + lease terms
- 2
See total cost compare
- 3
Add opportunity cost
Frequently Asked Questions
When does leasing win?
Short-term (<3yr), need latest tech, business write-off, low miles. Lose: residual / equity at end.
When does buying win?
Long-term (>5yr), high mileage, business asset depreciation, want flexibility. Risk: depreciation hit, repair costs as it ages.
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100% Privacy. This tool runs entirely in your browser. Your data is never uploaded to any server.